Required Credit Score for Various Loans Ahmedabad 9426497770 /079-40099917

Loan, credit card rejected? low credit score call 079-40099917 VERITAS -Independent Financials Advisors, Ahmedabad INDIA www.veritastheteam.com

Required Credit Score for Various Loans

The credit score plays an important role when talking about the process of loan approval. Most of the leading financial institutions want to know the credit score of the loan seeker before approving or rejecting the loan application. The required credit score for taking various loans is mentioned below:

• Required Credit Score for Home Loan: An individual with CIBIL score 700 and more can get the home loan very easily. The banks consider this score good for home loan approval.
• Required Credit Score for Personal Loan: Maintaining the best credit score is the utmost requirement for personal loan approval from the banks. Since personal loans do not carry any collateral, thus they are the riskiest when we see them from the bank's perspective.
• Required Credit Score for Car Loan: A CIBIL score of 600 is good enough to get approval for a car loan from financial institutions or banks. However, having a CIBIL score of 750 and above is better for the same.
• Required Credit Score for Credit Card: The applications for a credit card are approved for individuals with CIBIL score 750 and more.
• Required Credit Score for Bike Loan: Individuals having CIBIL score 650 and more can easily get bike loan.

The good the credit score is, the more are the chances of any kind of loan approval.

Things That Can Decrease the CIBIL Score

Mentioned below are some of the mistakes that people do unknowingly and that affect their credit score:

• Dependency on Unsecured Credit: The CIBIL scores starts getting negative ratings as soon as one starts relying more on the unsecured form of credit such as personal loans and credit cards. It is recommended to maintain a balance between an unsecured and secured form of credits.
• Making Many Enquires for Loans or Credit Cards: In order to get the best deals, customers tend to make many inquiries for the same. However, it should be avoided as for every inquiry hard inquiries are made and these can impact the credit score.
• Delaying the Payments of the Credit Cards: Delay in credit card payments must be avoided as even a single delay in the payment can leave a negative impact on credit score. However, most of the times, people forget to make payments on time, but to avoid this it is suggested to set reminders for the same.
• Having Several Credit Cards: Even though having more than one credit card gives financial independence and improves purchasing power, but this habit leaves a negative remark on the credit score. Moreover, chasing every card is not only difficult but can stain the income also. Therefore, rather than having multiple credit cards, it is suggested to have one credit card only and manage and maintain it properly to increase the credit score.

તમને જો નીચે પ્રમાણે ની કોઈ સેવાઓની  જરૂરિયાત હોય, તો  મેહરબાની કરીને અમારો  સંપર્ક કરવા વિનંતી  ઘર બેઠા સર્વિસ આપવામાં આવશે

1. Gumasta ધારા (દુકાનો અને મહેકમ) લાઈસન્સ & નવીકરણ
2. નોટરી / સોગંદનામું
3. જન્મ પ્રમાણપત્ર
4. લગ્નની નોંધણી / લગ્નનું પ્રમાણપત્ર
5. પાસપોર્ટ તાજા, નવીકરણ, મુખ્ય નાના
6. નામ ટ્રાન્સફર વીજળી , મ્યુનિસિપલ કોર્પોરેશન, ગેસ એજન્સી
7. પાન કાર્ડ નવા / કરેક્શન
8. gst return filing (through C A)
9. આવકવેરા રીટર્ન
10. કાનૂની દસ્તાવેજો સુધારાઓ
11. મની લોન્ડરિંગ લાયસન્સ
12. આરોગ્ય લાઇસન્સ
13. વ્યાવસાયિક કર
14. નિકાસ આયાત લાઈસન્સ
15. ડ્રાઇવિંગ લાયસન્સ, નવીકરણ, આંતરરાષ્ટ્રીય
16. મિલકત, બેંક, સરનામાં ટ્રાન્સફર માટે અરજી
17. વેચાણ કરાર, વેચાણ ખત

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Ph: 079-40099917,9426497770

Mail :veritas.smeet@gmail.com

www.veritastheteam.com